There is a five step process to improve your credit score.
1. Get a copy of your credit report.
2. Correct any errors on the report if any.
3. Pay off all your credit card debt.
4. Stop using your credit cards.
5. Be patient.
This takes time and a disciplined person to achieve this almost unattainable feat.
There are many credit card debt solutions such as consolidating your debt with a debt consolidation company or using a credit card debt settlement company to wipe out your debt if you are having trouble making your payments.
I always urge people to take action as soon as possible to avoid falling deeper in debt. At least find out all your options so you can sleep better at night.
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